Poverty

A Small Victory for SNAP

  • By
  • Aleta Sprague
June 20, 2012
Publication Image

Yesterday, the Senate voted down an amendment that would have gotten rid of the mechanism that allows states to eliminate asset tests for SNAP.  Nearly forty states have lifted their asset tests for most applicants to the program through the challenged policy, known as broad-based categorical eligibility (BBCE). It’s not a big surprise that the amendment failed; a similar proposal was defeated in the Senate last year. However, in light of the vote, it’s worth taking a moment to recognize many of the ways in which this policy has played a positive role, both in helping families access the benefits they qualify for and in easing administrative burdens at a time when state budgets are in crisis. Despite frequent statements to the contrary, BBCE has actually increased state flexibility and allowed for greater efficiency and associated cost savings.

Preserving Access to Justice: Legal Services and the Safety Net

  • By
  • Aleta Sprague
June 19, 2012
Publication Image

The Legal Services Corporation (LSC), which provides funding to legal services organizations throughout the country, is an essential feature of the safety net—though rarely described as such. LSC funding is used to provide civil legal services to households at or below 125% of the federal poverty line. Unlike in criminal cases, where the right to counsel is constitutionally guaranteed for indigent defendants, parties to civil cases have no such right under federal law. In other words, depending on where you live, it’s perfectly legal for you to lose your house, all your possessions, and perhaps even custody of your child without ever talking to a lawyer, no matter how little money you make.

LSC-funded services are crucial in helping keep many families afloat. Yet perhaps unsurprisingly, like other social services programs, LSC has faced major budget cuts, and continues to see its funding attacked. Over the past three decades, LSC’s budget has been effectively cut by just around seventy percent. One member of Congress even proposed an amendment to the FY 2013 House Appropriations Bill that would have ended all funding for LSC, citing the organization as “nonessential” and alleging fraud (it failed, but received 122 votes in the House). Like the proposed cuts to SNAP, cutting LSC’s funding—or even failing to increase it—could have truly dire consequences for low-income communities nationwide.

From Protection to Inclusion: Making the Shift to Cashless Payments Meaningful

  • By
  • Jamie M. Zimmerman
June 18, 2012
Publication Image

By Jamie M. Zimmerman and Sarah Rotman 

Originally posted on CGAP's Technology Blog

In Colombia, Luisa used to arrive before dawn to collect her monthly Familias en Accion payment in person. Now, she can go to any of over 700 Banco Agrario branches and 350 ATMs across 800 municipalities to withdraw whatever portion of her payment she desires whenever she likes. Maria in Brazil uses her MasterCard debit card, linked to her CAIXA Conta Facil account where she receives her monthly Bolsa Familia stipend, to pay bills and buy groceries, but she can keep a small amount stored for next month’s expenses.  Yaneth, a beneficiary of the social protection program Juntos in Peru, saved enough of her payment in her Banco de Peru account that she purchased a sewing machine for her microenterprise.

Asset Building News Week, June 11 – June 15

  • By
  • Bill Margeson
June 15, 2012
Publication Image

The Asset Building News Week is a weekly Friday feature on The Ladder, the Asset Building Program blog, designed to help readers keep up with news and developments in the asset building field. This week's topics include the Fed’s Survey of Consumer Finances for 2010, homeownership, and income inequality.

Asset Building News Week, June 4-June 8

  • By
  • Bill Margeson
June 8, 2012
Publication Image

The Asset Building News Week is a weekly Friday feature on The Ladder, the Asset Building Program blog, designed to help readers keep up with news and developments in the asset building field. This week's topics include economic inequality, personal savings, and financial regulation.

Smart Cards for Benefits Dispersal Prove Promising in India’s Andhra Pradesh

  • By
  • Monica Bala Sharma
June 5, 2012
Publication Image

The state of Andhra Pradesh has been using biometric technology to reach its poorest households since 2006, when it originally began piloting the concept of distributing social security and work program payments through smart cards.

Asset Building News Week, May 28-June 1

  • By
  • Hannah Emple
May 31, 2012
Publication Image

The Asset Building News Week is a weekly Friday feature on The Ladder, the Asset Building Program blog, designed to help readers keep up with news and developments in the asset building field. This week's topics include higher education, the American Dream narrative, inequality, financial products, and poverty.

David Corn and Timothy Noah Discuss the Politics of Inequality

  • By
  • Hannah Emple
May 31, 2012
Publication Image

On Wednesday, May 30, the Asset Building Program hosted two authors for a conversation about the history, politics and rhetoric of income inequality in the U.S. Reid Cramer, Director of the Asset Building Program, introduced Timothy Noah, Senior Editor at The New Republic and author of The Great Divergence: America's Growing Inequality Crisis and What We Can Do about It, and David Corn, Washington Bureau Chief of Mother Jones and the author of Showdown: The Inside Story of How Obama Fought Back Against Boehner, Cantor, and the Tea Party.

EVENT: Making Savings Work for the Poor - What We Know, What We Don't, and Where We're Headed

  • By
  • Anjana Ravi
May 31, 2012
Publication Image

On Tuesday, June 5th, the Global Assets Project (GAP) will be part of a three day discussion on savings for the poor. The webinar, hosted by Microlinks will address three questions that are at the heart of the savings field: where are we now? What is working and why? Where are we headed?

Syndicate content